Archive for June 2009

Credit Repair: the Truth About the Credit Bureaus

Jim Kemish asked: Not a Friendly ServiceIn a recent blog entry I wrote, “Significant legislation has been enacted to protect you from the impact of the credit bureau’s inaccuracies. The right that you have to receive copies of your three credit reports for free on an annual basis is not a friendly public service by [...]

Credit Repair? Instant Tips To Improve Your Credit Rating

William Brooks asked: You may be extended the credit or loan, but at higher interest rates. There are ways to gain back the credit scores you deserve. The first thing you must do is to obtain all three of your credit reports as soon as possible.Don’t try to get by with only one. You must [...]

Credit Score: Protect yourself From Identity Theft and Fraud

Lara Sawyer asked: There are many reasons why you should fear identity theft and credit fraud. We receive hundreds of consults each month for credit repair due to issues that have as underlying cause some type of identity theft or credit fraud. It is very important to be protected against these practices if you want [...]

Credit Repair and a Lost Wallet

Jim Kemish asked: Getting StartedIf you have lost your wallet you should take defensive action as soon as possible. Make a list of everything that was in your wallet; credit and debit cards, identification, insurance cards, movie rental cards, etc. The first order of business should be to contact all credit and debit card issuers, [...]