Archive for June 2009

in regards to credit scores?

MIKE J asked: I just bought True Credit, the Transunion product that monitors all three scores and credit reports. True Credit reported my scores lower than some of the other similar products available. Are these the scores that lenders see, or do they see the actual FICO score? How can I see what they see? [...]

Why Credit Scores Differ With All Three Agencies

William Brooks asked: Why is that? Here are some of the reasons why the scores can be so different between the three reports. First of all, check each report thoroughly to make sure all of the information is correct.There may be something on one that isn’t correct, so that can affect your credit score with [...]

The Transunion Settlement: a Tool for Repairing Credit

Anne Hammel asked: The TransUnion settlement is being offered to an estimated 150 million consumers. Want to know if you’re one of them? Well, it’s a reasonably safe bet you are. You see, the settlement is being offered to anyone who had an open line of credit anytime from 1987 to May of 2008. Open [...]

Credit Report Monitoring

Mike Clover asked: Identity theft is at an all time high as a result of the digital age of paperless transactions and online databases. Why would anyone want to steal someone’s identity? Some people think it is just for the purpose of starting fresh or getting away from their previous life, but the vast majority [...]