Josephus asked: I know I can check my own credit report once a year for free by going to annualcreditreport.com or by going to each company’s website. However, I keep hearing that I should monitor my children’s credit reports for fraud and ID theft too. How do I check theirs legally?Claude
SANJAY KAK asked: This page is dedicated to credit monitoring.The information on this page is about what is credit monitoring and why it is important to have eye on your credit score. Credit monitoring helps in identifying lapses committed by you such as late payments, missed payments, wrong information reported against your credit account and [...]
KAT asked: I recently (about 10 days ago) sent each bureau a letter disputing some accounts and inquiries on my report. I use Score Watch to monitor my score and yesterday I got an alert stating that info on my report had changed and my score dropped 20 points. The change in my report was [...]
Mark Aucamp asked: If you believe everything in the news these days, it’s almost impossible to get a good deal on credit. Luckily, that’s just not true. If you have a good credit rating, you can still qualify for some great deals – whether you want a card, loan, mortgage or simply the right mobile [...]