Archive for February 2010

Paypal needs tracking verified to credit **SCAM?**?

K asked: i hhad a long conversation with this person on craigslist and i got 2 legit emails (or so i think) that say for protection of both the sender and the receiver, paypal is holding the money until i ship the item and confirm through tracking, the address was from ” service@paypal.co.uk ” here [...]

My credit score is 678 — is that bad or good?

Ladybug asked: I just checked my FICO score with Equifax, and my score is 678. I’m a little confused about what that means, though. On the main display page that appeared on my computer monitor, it said my score falls into the “Good” range (but not “Very Good” or “Great”). The “Good” range, according to [...]

How can I remove negative marks from my credit report?

Dick W asked: I need advice on how to remove negative marks off of my report. Right now all of the negative marks that appear on my report are at least 5-almost 7 years old and all but one has been paid after they were sent to collections. I currently am in good standing with [...]

If you report a credit card stolen, can they deny you one?

as2633 asked: My husband has a credit card with a 0 dollar balance and a several thousand dollar limit (his parents stole his identity when he was much younger, we did not have a copy of this card). Tonight, my husband called to have a copy sent to him for our records, and to make [...]