Archive for April 2010

How long does it take a credit monitoring service to discover a new account has been opened?

StartingOver asked: I pay for a credit monitoring service every month. March 1st I opened a new account, and expected the service to notify me of the change, since they have no proof I was the one who opened the account. Typically how long does it take a credit monitoring service to discover changes made [...]

What is interstate credit card law? Bank is in Delaware. Applicant is a California resident. Application in NV

westsaeed asked: So my friend was in Vegas at the USAir gate waiting for his plane. A guy came over and offered a free t-shirt and free airline ticket voucher. So he signed up, thinking it was a gimmick to build brand loyalty. A few weeks later, his credit monitoring service emailed him that there [...]

Should You Monitor Your Credit Score and Report?

Brian Miller asked: Cyber crime is on the rise and usually results in ID theft. That can include theft of credit card numbers, debit cards, social security number or any other personal/financial information.Criminals use sophisticated online phishing schemes to lure your into giving them your personal information through fake websites that imitate legitimate sites.Criminals can [...]

Ambulance company failed to bill my insurance 4 years ago and reported me to the credit bureaus. Need help?

Mike D! asked: I was in an accident nearly 4 years ago and was taken to the hospital via ambulance. As I understand it, they took my information then and they claim they submitted the bill to my insurance company. I figured everything was all set but have recently been getting collection calls for nearly [...]