Archive for June 2010

Where can I get my free credit report ?

The Truth asked: freecreditreport.com , experian, transunion, equifax are all in together to make money off me. Where can I get a “real” free credit report without having to give up my credit card information and sign up for some monthly membership or a dumb “identity theft monitoring alert” service ? thanks for any help!Peggy

Credit Report-Credit Score Monitoring – Why It’s So Important to Regularly Get Accurate Information

Sean Dean asked: In today’s economy and volatile financial world, knowing and monitoring your credit score is no longer a luxury. It is vital. Today, not only do you need to have an accurate picture of your finances, you also need to keep an eye on them regularly. (Daily is optimal.) Just using a free [...]

What is Equifax?

Stacy Evans asked: Did you know that there are three main credit bureaus that handle and monitor your credit? Consequently, you have three separate credit scores and credit reports. Annually, you are entitled to one free credit report, per bureau. It is important to check all three credit reports because each report is different. The [...]

Can the IRS inquire into credit reports?

Jennifer S asked: I understand they can place leins on money owed. But here’s the deal — all my taxes have been filed and refunds received. My husband’s business is another question; it still has outstanding taxes that he and the accountant are working on. Last week the department of revenue for our state garnished [...]