Kaybee asked: I’ve made a years worth of car payments – on-time, never late. And I opened up one credit card which is revolving and current. There are no derogatory items on my report, and I’m current on my school loans. Why did my score go down 30 points? Isn’t it the credit reporting agencies [...]
Bart Newman asked: Credit reports are very important in many ways. It does not only tell you your credit standing, it also helps you on your loan, credit card, and job applications. These reports are generally the basis for the approval of such applications. For this reason, having an updated copy of the report at [...]
Nicole E asked: I had a delinquency put on my credit report for an unpaid bill 3 yeas ago that i never knew about. They never mailed me a bill, just turned it over to a collection agent who supposedly sent me a letter to an old address, but I never got it. The original [...]
Tim Gorman asked: The whole idea of a bad credit loan sounds pretty uncomplicated doesn’t it? The truth is that finding a lender that offers bad credit loans isn’t the final step of the process for obtaining a loan if you have previously been financially promiscuous. There are many factors that need to be considered [...]