Archive for the ‘Credit’ Category

Can collection agencys legally re-open an old account as a “new collection account?”?

Erika asked: So here’s what happened: I check my credit report, and my husbands monthly through a credit monitoring program called, “my credit keeper” I last checked my report as well as my husbands Jan 01, 2010 and my scores were good and my husbands were in the range needed for us to buy a [...]

So this is kind-of stupid?

cruz asked: My friend found out someone was stealing his identity (like a few weeks ago) before it got out of hand… i just found out and i never really asked, but how do you know (or figure out) that someone’s doing that, i always thought people never find out until years after when creditors [...]

Can debt collecters have a judgement against you without you knowing after many years?

missy4230 asked: Recieved a letter 2 yrs ago by a bank that I had not used in yrs, that a debt collecter had inquired about assets & address. Didn’t recognize name of creditor at all. Called office # provided & it was a “law office” stating that debt was originally from Providian. Up until that [...]

What are some ways to protect my identity without going through lifelock?

Bean asked: I have heard some pretty crazy things about lifelock and will not use them but I like the idea of being notified if someone tries to open up a credit card under my name. How can I do this myself? I checked out the Transunion website and you can get credit monitoring done [...]