Archive for the ‘Credit’ Category

Has anyone experienced this situation with annualcreditreport.com?

Poison Girl asked: I realize that this site is the only Government-recognized entity for free credit reports but I am slightly worried as to what can happen after I submitted so much information to them. I am sure I am not the only one this has happened to…let me detail the situation. I read an [...]

My Social Security Number has been stolen, what will the thief do with it?

jake asked: So my undergraduate school recently announced that they let a computer with my name, address and SSN get stolen (along with 38,000 other people’s SSN). I have already signed up for credit monitoring and put a fraud alert out, but my question is: What will the thief do with my SSN? What do [...]

An insider at Experian?

ME asked: I will pay someone really good money….secured via paypal….to put me in contact with an insider at Experian. I have had the craziest dilemma. My credit file has been mixed with someone else’s. I need to get it straightened out. My credit file has been locked because of it, I think so I [...]

CAN I SUE BANK OF AMERICA?

Jack asked: I took advantage of BOA offer on my online BOA page for balance transfer at special low rate [.99%] and they use my response to their offer to slash my credit line by 75%. Months later they send me the same offer in a letter with my name on it and my then [...]