cherub asked:


Our father died, and my brother has been using our dad’s ATM card to withdraw money from dad’s account. Brother also is living under our Dad’s house, driving our Dad’s cars, and going through our Dad’s valuable possessions. I fear he may be stealing things, and he has no authority to do this.

Who do I talk to first about this? The police? A lawyer? Some other authority? I can’t call the Big 3 Credit monitoring companies to put a fraud alert on Dad’s cards because I’m not the executor — neither is brother — at the moment.

Tell me all you know about something like this.
I forgot to mention: no will.

Steven

Reggae asked:


I want to fight for more options for someone with multiple DUI’s who has changed their life around for restoring even limited driving privileges. An example of that would be the option to pay for the interlock system to have the ability to KEEP our lives in the right direction. That way we are still “monitored” to ensure we are not driving drunk and at the same time we are getting some “credit” for changing our lives, doing the right thing and living a productive responsible life.

Claudia

ARD asked:


Just found out today through a credit monitoring service of a collection by Santa Clara County, California for a Steady Red Circular Signal ticket dated April, 1997. The claims were a result of a September, 2007 (yes, over 10 years later) court appearance/judgment totaling $450. I spoke to the Department of Revenue Ticket Department and they had an old NY address. I moved out of the State of NY 9 years ago to the State of CT. To the best of my knowledge, I do not recall any notices 10 years ago to my NY address. So, a serious of questions pertaining to this case:

What are the Statute of Limitations for a 10+ year old ticket relative to a judgment date?

Do tickets have a default court date on the actual ticket itself that automatically satisfy Statute of Limitations and allow the case/violation to remain open?

I was not given notice of the 2007 court date so can that judgment stand?

If I take the County to court to remove the judgment and clear my credit report, must they appear in the State that I reside or must this matter be addressed in a California court?

Are there consumer protection laws for the State of CT that provide for such protection?

Do you have any case law where Counties have been held for damages to credit reports (presuming, of course, the collection was not conducted legally)? If so, what are the typical damage calculations?

I did a bit of homework on this issue and it appears that California Penal Code 1382 governs this issue from a statute of limitations perspective. Any other reference to penal code or case law would be appreciated.

Any other comments or feedback are appreciated. Many thanks!

Kelly

░BigBull░ asked:


I’m sure Turbo Tax, and other related companies, have some very high priced IT security ‘specialists’ on their payroll, but crime is statistically ALLWAYS one step ahead. (Or else there wouldn’t be any crime).
If Turbo Tax is hacked, and customer information is stolen, what magnetude of a problem would there be? When the VA had it’s info stolen, the problem was limited to veterans and their dependents. But if Turbo Tax is hacked into and customers have their information stolen, the problem would affect EVERYONE who pays taxes and uses these sort of services. That’s allot of credit monitoring for a lifetime.
Would you join the band wagon and agree to a civil-lawsuit against this type of company if they had an intrusion of their computers and you were ‘a possible’ victim?
If it’s a stand alone product, why is there an account on their site that keeps track of your past activity to include your last tax fileing? I seriously doubt they don’t keep your personal information.
***
Regardless of what information was stolen, it could be:
SSN, Disabilities, Bank acct #, Name and address, Dependents, etc…
All of which is personal.
***
Regardless of any liability statement, there are always ways to take the issue to court. Liability statements are just a formality, kinda like your job application stating they can fire you at any time for no reason. But obviously, they can’t…not unless you get some $$ out of it or u really deserved to get fired/layed off.
***
So what if the dirty lawyers take 60, 70, or even 80% out? The only other option you have is to file an individual lawsuit(but the lawyers will still take a chunk out) or sit on your a.ss and say “aww, shucks”!!!!

Melissa

diane s asked:


I saw a TV advertisement regarding a class action lawsuit against Trans Union. I went to their website and read various court and legal documents. According to the court documents Trans Union has settled the lawsuit at
a payment to the plaintiffs (class action parties who register and qualify for damages payment) with a total settlement of 75 million dollars. Is this legit?
How can I find out the truth. And if I qualify for a portion of the settlement should I register for the class action or submit my own personal claim.
The website listclassaction.com asks for personal info, including the last
four digits of my social sec. #. And it seems they are trying to sell credit
monitoring services. Is there a legal advice website or forum where I can
get answers about this. Thanks for any answers or advice.

Marilyn

joecseko asked:


NOTICE FROM FEDERAL COURT. PLEASE READ.

You may be eligible to receive a benefit from a class-action settlement if you purchased and paid for a credit score or credit monitoring from ConsumerInfo.com or an Experian Entity between June 17, 1998 and December 27, 2006.

A federal court has directed that this notice be sent to inform you of a proposed class-action settlement. Records show that you entered into an agreement over the Internet with ConsumerInfo.com or an Experian Entity to purchase any Credit Check or Credit Check Monitoring (which were formerly known as CreditCheck® Monitoring Service), Credit Manager (including Yahoo! Credit Manager), Triple Alert, or Triple Advantage credit-monitoring product, or you paid for a credit score sold on a website that also sold one of these credit-monitoring products, between June 17, 1998 and December 27, 2006. If so, you may be eligible to receive a benefit under the proposed settlement.

The settlement will resolve a lawsuit over whether Defendants violated the federal Credit Repair Organizations Act or are liable for claims where the stated basis is about improvement of a consumer’s credit record, history, or rating. Under the settlement, Defendants deny that they are liable, but have agreed not to make certain statements on particular websites and to provide all Settlement Class Members with the opportunity to obtain their choice of a settlement benefit: either (i) a credit score or (ii) 60 days of credit monitoring, as described below and on the settlement website. To see if you are a Class Member and to obtain full notice of the proposed Settlement, the required procedures, the Effective Date, the deadlines, your obligations, and your options, you must visit www.browningsettlement.com. This email is only a brief summary of the full notice that is posted on the website.

If you are an eligible Settlement Class Member, you have rights, obligations, and options under the proposed settlement. You have until May 15, 2007 to make your decision. Your legal rights are affected whether you act or not.

1. Submit A Registration Form Online Or By Mail

This is the only way to get a settlement benefit of either a credit score or 60 days of credit monitoring. You will choose your benefit, and you must keep all of your registration information updated. If you choose credit monitoring, and you don’t cancel your credit-monitoring membership after using your code to obtain the credit monitoring benefit but prior to the expiration of the 60 day, settlement benefit period, you will be billed at the then-applicable rate, which is currently $9.95, for each month that you continue your membership. Beginning on the Effective Date of the settlement, you will be able to register online or by mail. If you register online, your registration must be completed no later than sixty (60) days after the Effective Date, and submitted online by midnight Pacific Time. If you register by mail, your registration must be mailed and postmarked on or before sixty (60) days after the Effective Date. For more information on these deadlines, the Effective Date of the settlement, the registration procedures, and the settlement benefit, you must visit www.browningsettlement.com. Do not contact the Court.

2. Exclude Yourself

This is the only option that allows you to ever be part of any other lawsuit about the claims in this case. You will not be eligible for a settlement benefit. Your request for exclusion must be mailed and postmarked on or before May 15, 2007. Any request for exclusion must be mailed to the Browning Settlement Administrator. Do not contact the Court.

3. Object

Write to the Browning Settlement Administrator in order to tell the Court about why you don’t like the settlement. Your objection must be mailed and postmarked on or before May 15, 2007. Do not contact the Court.

4. Go to a Hearing

Write to the Browning Settlement Administrator to ask to speak in Court about the fairness of the settlement. Your request to speak at the hearing must be mailed and postmarked on or before May 15, 2007. The final fairness hearing is set for July 31, 2007, at which time the Court will consider whether to finally approve the settlement and a request by the lawyers representing all Class Members for no more than $2,550,000 in attorney’s fees and costs.

5. Do Nothing

You will automatically be included in the Settlement Class and give up your right to be part of any other lawsuit about the claims in this case, but you will not be eligible to receive a settlement benefit unless you submit a registration form.

To get complete information about the proposed settlement, the required procedures, the Effective Date, the deadlines, your obligations, and your options, you must visit www.browningsettlement.com. Do not contact the Court.

Please do not reply to this message. We are unable to respond to inquiries sent in reply to this email. To contact us, please access the official settlement website at www.browningsettlement.com.
You can’t tell me that it’s a scam without justifying your answer.It’s not asking me for any personal information at all!
Please keep that in mind while answering.
I was already enrolled in this service and reported them to the Federal Trade Commission three times.Does that help?
This line makes the whole thing seem more legit.
2. Exclude Yourself

This is the only option that allows you to ever be part of any other lawsuit about the claims in this case. You will not be eligible for a settlement benefit. Your request for exclusion must be mailed and postmarked on or before May 15, 2007. Any request for exclusion must be mailed to the Browning Settlement Administrator. Do not contact the Court.

Cathy

Yousif (Joe) R asked:


I AM PISSED OFF!

My workplace lost my time sheet and they told me that I would be compensated next month…

The thing is… I HAVE BILLS DUE NOWWWWWWWWWWWWWWWWWW!!!!

I am so pissed off I am about to start a fight…

Since I’m pretty much screwed – my credit is going to be ruined, and everything else will be lost… should I just jack a monitor?

Can I sue for this?

Beverly

bradphat asked:


I applied for a job at GAP a while back and today I got a letter from them saying that a laptop from their offices, which contained all my personal information, was stolen. They offered me free credit monitoring for a year, but I don’t think that is enough. Is there anything that I can do? Thanks.

Walter

thatblissguy asked:


My question stems from the fact that I have successfully disputed and had removed an account from two of the three bureaus. TransUnion and Equifax have removed an account many months ago, and I am wondering if Experian has an obligation to follow suit with the supporting documents being the deletions from the other two bureaus. I remember reading something to this effect while doing some research a year or so ago.

Please respond only if you have a high level of understanding of credit and please provide supporting evidence/references (An excerpt from FCRA would be great!). Please do not respond with a quip just to get some answer points, thank you!

BTW did you guys hear Obama today?!? Credit heaven for consumers is coming soon! No fee hikes whenever they want, no hidden fees! An oversight executive type agency to monitor the bureaus and lenders, not just the dumb old silent FTP. Plain language, lots more! Google it! Just happened today!

Thanks again!
Yes, I am disputing with Experian, but they have blocked me before. They will look at something they have already verified IF there are additional supporting documents. I am using the fact that the other two buereaus have both deleted this account as additional supporting documentation. Note: This account WAS reported on all three bureaus, its VERY old, and they are no longer attempting to collect this debt. It was deleted b/c of that fact from TU and EQ, and I am filing a dispute with EX to have it re-investigated. My basis in my letter was that it was removed from the other bureaus, and under the FCRA they have an obligation to maintain consistency with the other bureaus (kind of a 2 vs. 1 thing). So 2/3 bureaus are now accurate. I was hoping to have supporting legislative documentation from the FCRA to invoke this pursuant to … and thats really my question. Thanks!

Ernest