Archive for the ‘Personal Finance’ Category

How would you know if somebody opened up a bank account or wrote a fraudulent check in your name?

Jerry Benson asked: My employer lost sensitive documents containing our social security number, birthdate, ect. I currently have credit monitoring from all three credit agencies but that does not monitor bank accounts. Is there a way I can monitor bank accounts and bad checks written or cashed in my name? What can I do so [...]

10 points please help me?

Suck it asked: 1. Registering for Direct Deposit requires paying for an application fee.        True        False 2. Credit monitoring companies will do everything EXCEPT?        Notify you when your credit report has changed        Dispute charges        Provide you with periodic credit reports        Provide you with an online reporting tool 3. By [...]

Why is my score “fair’ and not “good’?

Amber J asked: I understand the credit rating chart goes like this: 350-619 poor 620-659 fair 660-749 good 750-850 excellent I joined USAA’s credit monitoring, and it says my score is 663,but it still says my rating is ‘fair’. I hae tried Experian’s website but there is no place to ask this question. I have [...]

can i accept a new job after filing Chapter 7 bankruptcy in Texas?

Kathy asked: I am not concerned about the credit report issue…just want to know if I would be breaking a ‘rule’ or if I will be ‘monitored’ and need to notify anyone by getting a job after filing.Thelma