Archive for the ‘Renting & Real Estate’ Category

Countrywide Mortgage refuses to correct my social security number on file?

Pax asked: Short of contacting Consumer Affairs….I have received a letter from Countrywide Mortgage informing me and the millions of others that hold a mortgage with them, that an ex-employee stole the personal information of their mortgagee’s (namely me and millions of others) and that they were going to offer a free 2 year credit [...]

How can I remove negative marks from my credit report?

dayana a asked: I need advice on how to remove negative marks off of my report. Right now all of the negative marks that appear on my report are at least 5-almost 7 years old and all but one has been paid after they were sent to collections. I currently am in good standing with [...]

Re-Finance?

name asked: Who knows a good mortgage company to refinance with. Plus how can I shop around for a good mortgage if everyone wants to pull my credit score. My credit score is great, its just one of the reasons from my credit monitoring service states that having to many inquries on my account is [...]

What exactly is “principal prepayment”? ?

Marc B asked: I am buying a $85,000 house. I use a credit monitoring site and it says that if I make 500 principle prepayment that it will shorten my mortgage by 20 yrs and save me $76,772.17 in interest. What is this and how does it work? it would be the best to make [...]