credit monitoring comparison

Question by shawn s: discover out when somebody is utilizing my credit?
ive used for a credit card twice plus was refused twice considering
‘The credit report indicates 1 or even more of the account balances with alternative lenders is excellent, compared with the accessible credit.’
now i don’t have any different credit lines open. i think my dad could have opened a credit line inside my name. how may i discover out? (2 years ago, i got a letter rejecting my application for credit despite the reality i not used, i called the credit card organization, even so they were of no help)
thanks guys. simply pulled a report, appears my daddy opened a credit line inside 2002 plus took out a mortgage. i remember asking him regarding the letter 2 years ago plus he mentioned he had no idea, yet i usually suspected otherwise. wise information the account is within superior standing, bad information is this really is truly complicated. i don’t like my father however, i have a mother plus siblings.

Best answer:

Answer by SlimMick
Pull a credit report at annualcreditreport.com to find when any unique accounts have been opened below a name.

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