Credit card for computer purchase?
Jamie R asked:
I’ve never had a credit card before and i’m well aware of the saying that if you can’t buy it now with cash then you shouldn’t use a credit card (or something like that). Anyway I’m looking to upgrade my current PC and I’m looking for the best way to do this. I’m wanting to get a new monitor, graphics card, cpu, 2 gigs more of ram, and Windows Vista all from Newegg. I would expect these upgrades to range from $1500 to $2000. I of course can’t pay for this all at once so i was hoping a credit card would be the answer. Which company is best and if I’m approved for $2000 how much should I expect the minimum monthly charges to be? Thank you.
I’m not interested in Dell or any other company. I enjoy building mine from scratch so I know that what I have is the top of the line at that given time. If you go through Dell, Gateway, or Alienware you’ll more than likely receive a medium quality computer at a higher rate than if you put it together yourself with the exact same parts. I feel it’s best to buy higher quality components at a slightly higher price than get teh cheap stuff. I’m a huge gamer and the one thing I can’t stand is for my games or graphics setting to suffer from cheap parts.
Barry
I’ve never had a credit card before and i’m well aware of the saying that if you can’t buy it now with cash then you shouldn’t use a credit card (or something like that). Anyway I’m looking to upgrade my current PC and I’m looking for the best way to do this. I’m wanting to get a new monitor, graphics card, cpu, 2 gigs more of ram, and Windows Vista all from Newegg. I would expect these upgrades to range from $1500 to $2000. I of course can’t pay for this all at once so i was hoping a credit card would be the answer. Which company is best and if I’m approved for $2000 how much should I expect the minimum monthly charges to be? Thank you.
I’m not interested in Dell or any other company. I enjoy building mine from scratch so I know that what I have is the top of the line at that given time. If you go through Dell, Gateway, or Alienware you’ll more than likely receive a medium quality computer at a higher rate than if you put it together yourself with the exact same parts. I feel it’s best to buy higher quality components at a slightly higher price than get teh cheap stuff. I’m a huge gamer and the one thing I can’t stand is for my games or graphics setting to suffer from cheap parts.
Barry
Scott
I just bought a system like that at Dell, including a $200 all in one printer and print cartridges, for $1100 (and a $150 gift card to boot).
If you have paypal, they have an option where you can have no interest payments for up to 6 months (Dell offers that deal, too). That’s the best way to go if you think you can pay it all off in the 6 month grace period.
Randy
By the time you do all those upgrades, you’d probably be better off getting a new PC instead that already has those features.
If you do buy on a credit card, and only make minimum payments, you could end up paying $3000 for the $2000 in purchases.
Diane
Save money. Pay cash. Credit cards aren’t free money, you will have to pay eventually. If you save $200 a month for ten months you will get a better computer than you will today, for less, with no interest.