Do i even have a credit score?

Bobby asked:


ok all,ive recently joined a credit monitoring service to check my score,well i found that i have a few delinquent accounts,so ive been paying on them,well it says my score is roughly 565 or so.I went to the bank the other day to get a personal loan,(which i got)for 2000.00 and i had to use collateral but the banker said i had no score.Whats up with the score it shows on the monitoring service,im lost and need help here.Do i have one or Not?

Clinton
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7 Comments

  1. Dave says:

    Danielle

    there are 3 different credit agencies, experian, equifax and transunion

    that score was with one of them and the one the bank checked probably didnt have one

    my scores at last check were 650, 615 and 575…it all depends on what is reported to each seperate entity

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    Louis

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