How can there be a 108/99 point difference in my credit scores?
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You are currently browsing comments. If you would like to return to the full story, you can read the full entry here: “How can there be a 108/99 point difference in my credit scores?”.
Jason
My TU and Experian are 60 points higher than my equifax too. I have had 100 point differences though too at some points. Also check inquiries. When credit companies do inquiries on you, they seem to use equifax and experian more than TU and too many inquiries can drop your score.
Leo
Transunion high score is 900
equ, and exp rate up to 850
The other answer to your question, not ever one reports to all three CRA, so you might look and see if any of your negative accounts or collections only reports to Equ and Exp.
Dana
Like somebody else already said, not only do all 3 bureaus have a slightly different scoring model, but they also have different scales, wherein the high and low scores aren’t exactly the same. If one’s high score is 50 points higher than the other one’s, then obviously their middle score is also going to be (about) 50 points higher as well.