They will not be the same.

Mortgage people pull what’s called a factual report which is different then the regular report you get from your monitoring service.

Just like car dealers and lenders pull what’s called a auto enhanced report which is different then either of the other two.

None of the three types of reports will have the same scores.

Factual and auto enhanced are not available to the general public.

all the major credit reporting agency’s have different ways of calculating your credit score. So the scores will vary. So depending on what agency your lender is using, you score will vary.