credit monitoring comparison

eany1955 asked:


I tried the triple advantage, which I still need to cancel, late may.
Last week, I tried to use one of my credit cards since I had not used it in a while and it would not work. I recently moved here so I thought that it was identity prevention.

Ok, so I called.

They told me that based on the information from Experian the decision was made to close my account.
Reason: High balances.
My credit score: as of May 28,(from Experian) 703.
It was up from 617 a year ago.
So, I don’t understand, if I didn’t miss any payments in all the years I’ve had my 8 accounts opened, I’ve had high credit usage for quite some time (like 2 years), it’s not like this happened over night to be of any concern to them, then why did this happen exactly at the time I am paying Experian to monitor my credit?

Maybe I could understand no account activity, but I’m not buying the high credit balance on open accounts.

I don’t know, it’s a little suspicious.

Why didn’t they want to keep making money off of me? I don’t mind, I used this credit card as a student loans, especially for my rent while in college. I’m paying them off one by one.

There was a point when I was unemployed for 6 months and made on-time payments on all my 8 accounts, the same amount I pay for them today.
I feel like they really got it wrong this time.

Adrian