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Under the Fair Credit Reporting Act (FCRA) do the credit bureaus have an obligation to maintain consistency?

Posted on July 2, 2009, 7:10 pm, by admin, under Law & Ethics.

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2 Comments

zaphod73@att.net says:

July 5, 2009 at 5:53 am

Annie

I wish they did have an obligation to maintain consistency…my score ranges between 750 and 700 bewteen the three…a 50 point difference can mean a lot.
Mutt says:

July 5, 2009 at 9:08 pm

Herman

Each bureau is independent of the others. Just as a bad mark on one will not show up on the other unless it is reported to them also, a removal because of dispute will not automatically be removed for the other unless you dispute it with them also.

This is why it is important to monitor your credit report FROM ALL THREE BUREAUS. They are not linked together.

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