Deav Daver asked: As you research Identity Theft, two terms are encountered frequently: 1) Identity Theft Protection, and 2) Credit Monitoring.Many people assume these two terms mean the same thing and use them interchangeably. BUT, they are not the same, even though they are both designed to help defend against your becoming a victim of [...]
Jack asked: I took advantage of BOA offer on my online BOA page for balance transfer at special low rate [.99%] and they use my response to their offer to slash my credit line by 75%. Months later they send me the same offer in a letter with my name on it and my then [...]
C J asked: I found out from a credit monitoring service which monitors my credit that a collection agency had two collection accounts associated with myself. One collection account was for an ambulance service rendered for an accident I was involved in. I contacted the ambulance service company and my health insurance information was processed [...]
Nicole E asked: I had a delinquency put on my credit report for an unpaid bill 3 yeas ago that i never knew about. They never mailed me a bill, just turned it over to a collection agent who supposedly sent me a letter to an old address, but I never got it. The original [...]