David asked: Hi Everyone, My dad has the same exact first, middle, and last name as me. The only thing that differentiates us is that he is Sr. and I’m Jr. He doesn’t have the best of credit and over the years collections that are for him would appear on my credit report. I did [...]
PicaSSo of Parta PlnN asked: Also, if you decided not to accept their new rate and cancelled the card should you be responsible for the Annual Fee, if it were charged 3 days prior to your cancellation? I know that I’ve heard alot about credit card companies doing this but not the larger ones. My [...]
Lara Sawyer asked: There are many reasons why you should fear identity theft and credit fraud. We receive hundreds of consults each month for credit repair due to issues that have as underlying cause some type of identity theft or credit fraud. It is very important to be protected against these practices if you want [...]