Bean asked: I have heard some pretty crazy things about lifelock and will not use them but I like the idea of being notified if someone tries to open up a credit card under my name. How can I do this myself? I checked out the Transunion website and you can get credit monitoring done [...]
Jack asked: I took advantage of BOA offer on my online BOA page for balance transfer at special low rate [.99%] and they use my response to their offer to slash my credit line by 75%. Months later they send me the same offer in a letter with my name on it and my then [...]
Amber J asked: I understand the credit rating chart goes like this: 350-619 poor 620-659 fair 660-749 good 750-850 excellent I joined USAA’s credit monitoring, and it says my score is 663,but it still says my rating is ‘fair’. I hae tried Experian’s website but there is no place to ask this question. I have [...]
Kaybee asked: I’ve made a years worth of car payments – on-time, never late. And I opened up one credit card which is revolving and current. There are no derogatory items on my report, and I’m current on my school loans. Why did my score go down 30 points? Isn’t it the credit reporting agencies [...]