Posts Tagged ‘Credit Histories’

Should You Use Credit Monitoring Services?

Debbie Dragon asked: Credit monitoring services alert individuals to changes to their credit report instantly- either via email, text message on cell phones or by phone calls. Many people use credit monitoring services to help them keep an eye on their credit histories and to increase their ability to recognize a fraudulent activity.The US Federal [...]

Should You Use Credit Monitoring Services?

Debbie Dragon asked: Credit monitoring services alert individuals to changes to their credit report instantly- either via email, text message on cell phones or by phone calls. Many people use credit monitoring services to help them keep an eye on their credit histories and to increase their ability to recognize a fraudulent activity.The US Federal [...]

Credit Cards: Frequently Asked Questions

S. Lieberman asked: What Are The Differences Between Unsecured And Secured Credit Cards?A secured card is a credit card that a cardholder “secures” with a deposit to ensure payment of the outstanding balance if the cardholder defaults on payment. Secured credit cards are targeted to customers with imperfect or limited credit histories who do not [...]

Credit Monitoring By Equifax 3-1 Monitoring System

Lisa Carey asked: Equifax Inc. is one of the top three consumer credit reporting agencies, including Experian and TransUnion. Founded in 1899 as Retail Credit Company, by 1920 it had offices in the United States and Canada, and by the 1960′s protected millions of credit histories. It changed it’s name from Retail Credit Company to [...]