Posts Tagged ‘Credit Monitoring’

Can collection agencys legally re-open an old account as a “new collection account?”?

Erika asked: So here’s what happened: I check my credit report, and my husbands monthly through a credit monitoring program called, “my credit keeper” I last checked my report as well as my husbands Jan 01, 2010 and my scores were good and my husbands were in the range needed for us to buy a [...]

So this is kind-of stupid?

cruz asked: My friend found out someone was stealing his identity (like a few weeks ago) before it got out of hand… i just found out and i never really asked, but how do you know (or figure out) that someone’s doing that, i always thought people never find out until years after when creditors [...]

Is There a Difference Between Credit Monitoring and Identity Theft Protection?

Deav Daver asked: As you research Identity Theft, two terms are encountered frequently: 1) Identity Theft Protection, and 2) Credit Monitoring.Many people assume these two terms mean the same thing and use them interchangeably. BUT, they are not the same, even though they are both designed to help defend against your becoming a victim of [...]

Do I Need Credit Score Monitoring?

Debrah Maluk asked: We often see offers for credit score monitoring on TV, in magazines, and even from our credit card companies. They offer a low monthly cost for them to alert you to various changes in your credit score. With the risk of identity theft out there though many people are considering it. Yet [...]