Posts Tagged ‘Credit Report’

Can collection agencys legally re-open an old account as a “new collection account?”?

Erika asked: So here’s what happened: I check my credit report, and my husbands monthly through a credit monitoring program called, “my credit keeper” I last checked my report as well as my husbands Jan 01, 2010 and my scores were good and my husbands were in the range needed for us to buy a [...]

Is There a Difference Between Credit Monitoring and Identity Theft Protection?

Deav Daver asked: As you research Identity Theft, two terms are encountered frequently: 1) Identity Theft Protection, and 2) Credit Monitoring.Many people assume these two terms mean the same thing and use them interchangeably. BUT, they are not the same, even though they are both designed to help defend against your becoming a victim of [...]

Do I Need Credit Score Monitoring?

Debrah Maluk asked: We often see offers for credit score monitoring on TV, in magazines, and even from our credit card companies. They offer a low monthly cost for them to alert you to various changes in your credit score. With the risk of identity theft out there though many people are considering it. Yet [...]

Credit Monitoring – Does it Protect You Against Identity Theft and Credit Fraud?

Tracy Becker asked: Credit Monitoring – How does it protect you from identity theft and what service does it really offer?We have been asked over the past 5 years if Credit Monitoring is worth having and if we can provide this service.Credit Monitoring is a huge business and with scores being so important it will [...]