Posts Tagged ‘Credit Reporting Act’

Credit Repair and Your Identity

Jim Kemish asked: Identity Theft ConcernsThere are a number of reasons you might have a concern about the illicit use of your identity. A lost wallet, unexplained accounts on your credit report, mysterious transactions on a credit card; these can all give rise to very reasonable worries about fraudulent activity. These events may be of [...]

A Free Credit Report Is What You Need

Gerald Shaw asked: Technology makes everything easy – from electronic appliances to information technology for easy communication and connection with other people. Technology is also the one responsible for the easy purchases you make through the internet with just your credit cards.Then billing time comes. Your credit report arrives bearing credit statements that are erroneous [...]

Credit Monitoring By Equifax 3-1 Monitoring System

Lisa Carey asked: Equifax Inc. is one of the top three consumer credit reporting agencies, including Experian and TransUnion. Founded in 1899 as Retail Credit Company, by 1920 it had offices in the United States and Canada, and by the 1960′s protected millions of credit histories. It changed it’s name from Retail Credit Company to [...]

Under the Fair Credit Reporting Act (FCRA) do the credit bureaus have an obligation to maintain consistency?

thatblissguy asked: My question stems from the fact that I have successfully disputed and had removed an account from two of the three bureaus. TransUnion and Equifax have removed an account many months ago, and I am wondering if Experian has an obligation to follow suit with the supporting documents being the deletions from the [...]