Posts Tagged ‘Creditor’

How Can I Order All Three of My Credit Reports and Verify Credit Status?

Bart Newman asked: Importance of Credit ReportEvery single American citizen are entitled to acquiring a copy of their free annual credit report, thus “how can I order all three of my credit reports” is one of the commonly asked questions that are involved in credit monitoring. Thus, you need to ensure that you order a [...]

Five Simple Steps to Increasing Your Credit Score

Brian Hawkins asked: I don’t want to mislead anyone. These five tips are great ways to help increase your credit score but you’ll still need to pay your debts down and pay them on time. Paying your bills on time is the number one method to repairing you credit. This should be so obvious I [...]

Credit report – repo is showing as a charge off years later?

The Dude asked: I decided to pull up my credit report, and there is still a repo showing up on there, from 2002 (I believe, the account was opened in 2000, and I believe the repo was about 2 years later, maybe 3, my last late bill I have is from 02). However, it is [...]

How Does Consumer Debt Counseling Services Affect My Credit Score?

John Rasor asked: If you are already underwater with debt, it is likely that your credit score has taken a hit for the worse. When you fall behind on current credit obligations the lenders will report these defaults to the credit bureaus. When people fall way behind on their bills its often impossible to ever [...]