Question by Sage: How does account settled for debts in collection affect your credit?When a negative item in your credit report is settled because you paid it off, how greatly does your credit increase as compared to if if still not settle and in collection? Can the “been settled” be completely removed from the report?Is [...]
Manny Vetti asked: We have all most likely read or come across news articles that discuss identity theft. Finally, a summary of everything you need to know about what it is, how can you prevent it, and what is the best option for you considering cost and convenience.Why Is Identity Theft a Problem?The FTC estimates [...]
crstom185 asked: the problem is simple my fatther and i have the exact same name only the different middle initial he is H.G.M i am H.C.M i just turned 18 a while ago and am now trying to set up credit. so i asked my bank to first enroll me in a credit monitoring program. [...]
Michael Gentleman asked: Let’s face it nobody is perfect. Keeping an eye on your credit score is a good idea for many reasons. You need to monitor your credit score from time to time, because sometimes we are not aware of things that could be hurting it, for instance, you might think that you are [...]