George Burk asked: 2005 marks the year that consumers will be able to get a free credit report each year. The roll out of the Fair and Accurate Credit Transaction Act signed into law by President Bush actually began last December 1. If you didn’t know about it, don’t worry. You haven’t missed the boat. [...]
Gerald Shaw asked: First things first: What is credit score? A credit score is a number that will be used to gauge your credit worthiness. These important numbers can be taken from your credit reports filed by the credit bureaus. This is vital information in your files as this will be the determinant if you [...]
Lisa Carey asked: Equifax Inc. is one of the top three consumer credit reporting agencies, including Experian and TransUnion. Founded in 1899 as Retail Credit Company, by 1920 it had offices in the United States and Canada, and by the 1960′s protected millions of credit histories. It changed it’s name from Retail Credit Company to [...]