Kristy Annely asked: The three major credit bureaus in the United States are Equifax (based in Atlanta), Experian (based in Costa Mesa, California), and TransUnion (based in Chicago). There are many credit monitoring services which help you to escape from being a victim of fraud by alerting you about the slight changes in your credit [...]
Kyle Gentile asked: The first step to a good FICO score is to know you where you are at. Most people look for a way to obtain a free FICO score, but it can be tricky. There are a couple things to watch for when trying to obtain a free FICO score.The first is when [...]
thatblissguy asked: I know that the calculations used by lenders for a mortgage differ from Fair Isaac (FICO). I have TrueCredit (by TransUnion) triple credit monitoring which gives me unlimited access to all three of my credit reports (TransUnion, Equifax, and Experian) AND my FICO scores. I am preparing myself for a refinance and I [...]
Mike Clover asked: Credit Score being the doorway to financial health I thought I would give some tips on what to avoid so your credit score is not affected. If your credit score is currently low I guarantee that you are paying too much to your creditors. Any business that is in business for profit [...]