Posts Tagged ‘High Interest Rate’

Top 5 Balance Transfer Credit Cards

Jason Skinrood asked: Now that the holidays have ended, many of us are looking for ways to save some money on those holiday purchases we may have spent a little or a lot extra on and those few extra pounds we gained. However, we can only provide help in the area of saving you money, [...]

Can a credit card company increase your interest rate if you’ve never been late or went over the limit?

PicaSSo of Parta PlnN asked: Also, if you decided not to accept their new rate and cancelled the card should you be responsible for the Annual Fee, if it were charged 3 days prior to your cancellation? I know that I’ve heard alot about credit card companies doing this but not the larger ones. My [...]

Refinancing With Bad Credit – Should You Refinance

Vince Robertson asked: You have a mortgage, and would like to refinance the loan. But you know your credit is not very good, maybe even bad. There are lenders in the financial market that will make loans to people with less than perfect credit. As a lenders risk goes up so does the interest rate, [...]

The Latest Credit Help Tools

anonymous asked: It’s festive season and you are probably in the mood to go extravagant. However, do not let debts play spoilsport to your spirit. Here are some credit help tools that will keep your debt free while you return home laden with shopping bags.Plan a budgetA budget determines how many bucks you can spend [...]