Posts Tagged ‘Thanks In Advance’

Why is my score “fair’ and not “good’?

Amber J asked: I understand the credit rating chart goes like this: 350-619 poor 620-659 fair 660-749 good 750-850 excellent I joined USAA’s credit monitoring, and it says my score is 663,but it still says my rating is ‘fair’. I hae tried Experian’s website but there is no place to ask this question. I have [...]

Credit question?

The Answer Master asked: Okay, here goes… On my credit monitoring web site my Experian credit score is 687, but yesterday I ran my credit to get my dad a car and it was 742…. How come it’s so much different? I know pretty well how credit works but this is new to me. Thanks [...]

Are there any consumer credit cards that provide 3rd level detail (item level) on purchases in statements?

rlc_60504 asked: 3rd level detail information on credit card statements is line-item information. I know that some small business oriented credit card companies can provide this level of detail on statements. Are there any consumer-focused cards that provide this level of information? I’m trying to monitor my spending. When I buy stuff from Super Target, [...]

How can there be a 108/99 point difference in my credit scores?

swnkygirl asked: My TransUnion score is 108 pts. higher than Exp. and 99 points higher than Equi. Yes, I have been over my credit reports 100 times. The info on all 3 is EXACTLY the same, except for one paid debt in the amount of $44 from 6 years ago that’s listed on Exp. I [...]