Sarah Dinkins asked: Though such procedure may be a good suggestion, you may wonder whether it’s the optimal procedure in your particular case and whether it is worth the money it cost. Let’s analyze its benefits and drawbacks and what other alternatives you may have.Credit monitoring is the key to avoiding identity theft; yet, it [...]
Danny Thompson asked: Because of a new federal law passed in 2005, you can now get your credit report free from all 3 of the major credit bureaus (Equifax, Experian and TransUnion).Thanks to this legislation, credit reporting agencies are required to provide you with a free copy of your credit report on an annual basis [...]
Gerald Shaw asked: Why is it important for you to actually find out what your credit report reflects at least once a year? Why is it important that you check out just what is on that report and what is your credit score? Some people just do not find the time to do that. In [...]
Debbie Dragon asked: Credit monitoring services alert individuals to changes to their credit report instantly- either via email, text message on cell phones or by phone calls. Many people use credit monitoring services to help them keep an eye on their credit histories and to increase their ability to recognize a fraudulent activity.The US Federal [...]